What does “Open Enrollment” mean?

Open Enrollment is the annual time when you can sign up for health insurance coverage or make changes to your plan.

For individual health insurance for 2018, the open enrollment period is November 1st – December 15th, 2017 for all Obamacare (ACA) compliant plans.

Group health insurance also has annual open enrollments.  Most commonly these happen near January 1st, but every plan is very different.  Check with the person who handles your benefits.

If you miss your open enrollment, you may not be able to sign up again for a full year unless you have a qualifying event like a birth, marriage, divorce, or loss of other coverage.

Rates and plans change every year so you may want to shop around to make sure you have the best plan for the coming year.  An independent agent can help, and it doesn’t cost extra. Give me a call.

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