Disability insurance replaces a portion of your income should you stop working due to a disability, injury, or illness. There are two types of disability insurance: short-term and long-term disability.
Short-term disability covers timeframes that are less than one year, such as pregnancy or minor surgery. Long-term disability covers timeframes that last for more than a year, such as a bad car wreck or long-term illnesses where you may not be able to return to work again.
If you want to discuss short- or long-term disability insurance, schedule a phone call today.