Let’s be honest. Nobody’s asking for more blogs about life & long-term care insurance. These aren’t exactly fun topics. But they are the things people quietly worry about—and then put off until later. The truth is, these conversations aren’t really about death or decline. They’re about love. About keeping your Read more…
There’s often a misconception that life insurance only serves to provide for loved ones in the event of death. While a life insurance policy certainly does that, it also has the potential to integrate as part of an overall strategy. Life insurance can help manage risk and protect against the Read more…
Life is always changing, and your life insurance coverage should evolve along with it. Now is the ideal time to reassess your policy and ensure it aligns with your current financial situation and long-term goals. Whether you’re considering life insurance for the first time or evaluating an existing policy, making Read more…
How does health, life, and supplemental insurance impact your taxes? Navigating the world of health, life, and supplemental insurance can feel overwhelming, especially when you add taxes into the mix. Whether you’re choosing a health insurance plan, considering life insurance, or exploring supplemental insurance, it’s essential to understand how these choices affect your financial and tax situation.
Happy 2025! In recent months, the priority has been securing health insurance for the year. Now, the focus shifts to longer-term planning—things like life insurance, annuities, disability coverage, and long-term care.
Running a small business is no easy feat. From managing daily operations to handling finances, small business owners wear many hats. However, one area often overlooked is protecting the business from unexpected disruptions—especially when losing a key person. That’s where Key Person Life Insurance comes in, an invaluable tool for Read more…
Term life insurance is a straightforward and affordable way to provide financial protection for your loved ones. While term life insurance is simple, many people have questions about how it interacts with taxes. This post will clarify the tax implications of term life insurance for policyholders and beneficiaries.
Navigating life insurance can be overwhelming, causing delays in getting coverage. Term life insurance is a cost-effective option, offering specific period coverage like 10, 20, or 30 years. It’s ideal for those looking to protect loved ones while building financial assets. It’s crucial to explore options now before it’s too late.
Individuals with dependents, debt, or mortgages should consider life insurance to protect their loved ones. The DIME method (Debt, Income, Mortgage, Education) is suggested for calculating the right amount of coverage. By evaluating these four areas, one can estimate their insurance needs to ensure financial security for their family. Schedule a planning session today.
*Madeleine was a hard-working single mom when life came to an abrupt halt. She was driving to work through dense fog when she fatally collided with another vehicle. Her family and friends were devastated. As her parents tried to move forward with the painful process of burying their youngest daughter, Read more…