New short-term health insurance regulations begin September 1, 2024. Policies can’t exceed three months or be renewed. Mandatory coverage includes emergency services, hospitalizations, and prescription drugs. Insurance companies must clearly disclose limitations. Current policyholders need to review policies and may opt for ACA coverage starting January 1, 2025. Schedule a review before August 31.
A Flexible Spending Account (FSA) helps maximize income by allowing pre-tax contributions for medical expenses, thus reducing taxable income. Though it requires careful planning since funds expire annually, it offers significant tax savings. For personalized advice, clients can seek guidance to navigate various, frequently changing healthcare options.
Consumers are reducing health insurance coverage to cut costs due to high deductibles and out-of-pocket limits. The solution involves stacking a high deductible plan with affordable supplemental insurance to fill coverage gaps, ensuring financial protection during health crises. The author offers consultations to optimize coverage and budget needs.
Are you an introvert looking for health insurance? It is likely that you want the information but don’t want to have to talk to a person. I get it! Here is an easy D.I.Y. way to review, and even sign up for, individual health insurance without talking to a single Read more
Telehealth involves healthcare provision through telecommunications technology, allowing remote consultations, diagnosis, and treatment. Benefits include convenience for those with limited mobility, remote locations, or inflexible schedules, using apps, patient portals, and video conferencing. However, potential drawbacks include gaps in care, misuse of pharmaceuticals, and limited insurance coverage.
Although it is a blessed truth that most health insurance plans do cover the cost of cancer treatment, the expenses associated with cancer beyond medical treatments covered by health insurance can be excessive and grossly overlooked. This is the point where for cancer insurance takes over.
Investing in employee benefits is crucial for any business’s profitability and success. Quality benefits attract top talent, foster employee loyalty, and enhance productivity through job satisfaction and health improvements. Competitive compensation packages are key to maintaining a strong workforce, which ultimately strengthens the overall business performance.
Prescription Discount Cards. You’ve seen them at your local pharmacy, you’ve seen their ads on TV and have even seen apps for them. But what’s the down-low? How do they work and are they legitimate? What are prescription discount cards? A prescription discount card is a card that can Read more
You have options. I would LOVE to show you a way to save money on your health insurance. Here is my new animated video with an overview. Watch and then give me a call (or email is fine too) and we can go over your options.
Fifteen years ago, Nashville was lovingly referred to as a big little town. These days, all that has changed. Based on U.S. Census data, the Nashville metro area experienced 1.8 percent growth between 2011 and 2016 – more than double the 0.8 percent national growth rate. All it takes is a Read more